Sunday, February 24, 2013

Defining Computer Terminolgies for people lacking any tech knowledge.?

Q. How would you define these terms so that a grandmother would be able to understand?:

PC
Mac
Hardware
Software
RAM
Operating System
Internet
Webpage
Flashdrive
iPad
Email
Desktop


I work retail and struggle with this.
I need to write it in a easy-to read and understand way

A. Wow. This will take a while.

PC - Personal Computer, a standard 'architecture' designed by IBM in the early 1980s. Before the PC, every computer needed its own programs and accessories, but now 90% of all computers can use the same software and hardware and other stuff.

Mac - Macintosh, a competing standard from Apple Computer. Mac pioneered the GUI - Graphical User Interface, which makes it much easier to use a computer. The PC also adopted the GUI, but later.

Hardware/Software - There's an old joke that hardware is the part of the computer you can hit with a baseball bat, software is the part you can only swear at. 8^) Hardware is the physical part of a computer. Software is programs that run on the computer. Years ago, 'software' meant only -system - software, like operating system and device drivers, not application programs. But today it means any programs.

RAM - Random Access Memory. This is the 'playing field', where programs are loaded and executed, data i stored and manipulated, etc. RAM is destroyed when the power is removed, in other words it doesn't remember anything from one session to the next.

Operating System. This is the software that's necessary to operate the computer, as opposed to -application- software which actually performs a task. Windows is an OS, or OS X, the one Mac uses, or Linux.

Internet. This is a worldwide system to connect computers together. It was originally envisioned in the days when computers cost millions of dollars (not that long ago!) so people in other places could use a computer in another state, over the phone. Then it was used for e-mail. Today it does all kinds of things, because a very sophisticated computer is very cheap now. The World Wide Web is the biggest service running on the Internet, it's used by most people, but it is not the Internet, it's just the traffic on the Internet.

Webpage. The World Wide Web was originally envisioned as a document retrieval system. For instance, suppose you went to the library and instead of bookshelves they had just many desks with computers. You could sit down at one of these computers and 'summon up' any document in the library on its screen. The WWW works exactly like that, except the library is distributed all around the world, and the computer is at your house. Now an added level of complexity (and utility) is added by something called 'hypertext'. Any document on the web may have a link in it to another document, called a hyperlink. The other document might be somewhere else in the world! Also by 'document' we mean not just a 'printed page' (which we call 'text') but an image, a film, a sound, etc. To the Internet they're all the same, just numbers.

Flashdrive. This is an external memory that you can use to copy data, to store it, or to transport it from one computer to another. So if you are working on a text or a spreadsheet you can carry it around with you. It uses 'flash memory' which is something like RAM, but it remembers when powered down, so it's more permanent.

iPad. The iPad is a 'tablet', a special small, portable computer, almost a 'toy' computer. It has a touchscreen instead of a keyboard or mouse. It's very easy to use, and it has many uses--you can watch a movie on it, you can do video telephone calls, you can surf the web, and people are finding new things to do with this kind of device all the time. It's thought that in a few years everyone will have one. Students will use them in school, people will use them at meetings to take notes, and there may be new uses we haven't even thought of yet.

E-mail. (It's spelled with a hypen!) This is simply the Internet version of mail. Everyone has an e-mail 'address', and you can write mail to each other, which are delivered in a few seconds anywhere in the world. You can 'attach' a photo or a sound file or a short piece of video. Everyone uses e-mail, in fact I know people in their 70s who use a computer JUST for e-mail. It's one of the easiest parts of the Internet to learn.

Desktop. Up to now, Windows has used the 'analogy' of a desktop. Several documents can be open on your desktop at one time, stacked one on top of each other, just like a real desktop. You can pull documents out of a file cabinet and leave them on your desk between work sessions. You can change the 'wallpaper' on your desktop. You can have 'desk accessory' programs running continuously on your desktop, like a clock, a gizmo that continuously reports weather, a stock ticker, even a little 'TV screen' to monitor a security camera or to watch your favorite soap operas while you work. However the NEW version of Windows, Windows 8, no longer uses the desktop analogy, because it's made to work on other kinds of devices--smartphones and tablets--which don't have as much desktop space as a big computer monitor.

ipad vs laptop vs desktop?
Q. Ok have a dell laptop and just got a desk top that my buddy built for me, Now my cousin is going to get an ipad. i really don't see the big deal about them. Ya they are cool but just like the i phone you have to go through apple for every thing.

Let me know what you think

A. I think iPad and other tablets compete with netbooks - less than full power but more portable and prettier. The iPad and other tablets are more entertainment oriented, while the netbooks have a useful keyboard, use mainstream enterprise software, and are much less expensive. I would say, if you find the laptop too heavy to take around with you, consider either a tablet or a netbook.

I also agree with you, that Apple iPad's business model is not just to buy the nice hardware, but to nickel and dime you for every "app" to make it do what you want. It's an expensive "experience" that you either want or not enough to pay a premium price for it, a geek's Ferrari.

Should I or should I not get a business loan?
Q. NO SCAMMERS, PLEASE!!! If I wanted a loan, I would talk to a local bank... not you.

Anyhow, I am a computer technician. I drive within 100 miles of my home, and perform on-site installations of TVs, computers, display units, routers, dsl installs, telephone line extensions, diagnose and repair of computers, tvs, printers, cable runs... and many, many more.

I have years of experience, but mostly for myself. I have been working in the field for several months now. However, as being self employed and a 1099 contractor... work fluctuates. Sometimes I'll get a lot of work, and be busy all week. Usually, without driving, this is 10-20 hours of work/week. Other times, its not so good. A couple of weeks ago, I worked 15 minutes. Fact is, I need more work or I'll have to find a job. As of June 13th, I'll be going to ITT Technical Institute, taking the Computer Networking Systems course, and I hope that that will help me find more work and also increase my skill level.

Now, I've had a lot of job offers (mostly working for McDonalds), in which requires tools and/or materials that I simply don't have. Although I have a lot of tools, and am building slowly... I don't have a lot of tools required to do a proper job. Thus, I have lost out on a lot of work.

I know the American dream is to get what you want now, and fast. And as I have no credit, a loan might do me good if I can make the payments. However, I am afraid that maybe something might happen and I would not be able to make the payments (such as my weekly work drops or something). Plus I do not know that much about loans other than that most banks I've seen want you to borrow a lot and a lot of money for a business loan. I don't want to borrow $50,000 or more. I think doing so would be really bad as for one thing, thats more than enough to build my business and for another, payments would be too high and I might not even qualify for such a loan. I'm looking at $5,000-$10,000. Enough to buy more tools (ladder, butt set, network testers, tool bags, a new laptop, ipad (or other tablet... not sure yet), pay for some other things to advance my business such as background checks, drug tests, cisco network certification, some office equipment (laser printer, file cabinet, desk, organizers, etc), software, and that's about it. In fact, $10,000 might be too much money and I'd be worried about me throwing way too much into my business, too fast, and not being able to handle the growth.

What are your thoughts as to whether I should or should not get a loan?? Do you have any tips that'll help me decide? If I do get a loan, can I get a business loan that is as little as $5,000-$10,000? What is the approximate interest rate going to be and roughly how much will my payments be?

Lastly, I should point out that I am taking a 2 year college course, as I said, to get a degree in Computer Networking Systems. This is a $48,000 course and about $12,000 is being covered by grants. The rest is being paid for in state and federal loans, which I will need to pay back over a 10 year period, starting 6 months after I graduate from school. In some ways, I feel like I am already in debt, and shouldn't take out another loan and thus get more in debt. But on the other hand, if I owe $36,000 (more after interest though), an extra $5,000-$10,000 seems like just a drop in the bucket.
Thank you for the help.

Please note, I made this question here in almost no time at all, and didn't give much thought as to what I'd need. But from my work experience, I do know that I need a new laptop. Need. Having this older one with a battery that doesn't hold a charge any more, plus it being slower... has really hurt my business. Having a ipad would be really nice as its smaller than a laptop and would save me paperwork, thus in turn saving me both time and money. However, its not absolutely required. And I do agree, I should try to save as much money as possible.

As far as whether the demands are there or not... they are, but I can't go out and supply the demands unless I have all or most of the above, which requires a loan.

Another point worth making is that depending on how big of a loan I get, the interest rate, and how much time they give me to pay it back (I have no idea) I might not be able to make the payments until after I start picking up on this new work (which requ
As I said, I can get more work if I have the money to get the tools and other things needed to get the work. And I might very well be able to make the payments on such a loan IF the payments are low but as I said... I have no idea. I would assume I could. I guess maybe I should figure out how much I'll need ONLY for what is absolutely necessary to build my business, and talk with a bank and/or check out small business loans to find out what the interest rates are and what payments will be.

A. Any reputable lender will require a business plan that shows that you can pay the loan back. Go to http://sba.gov/smallbusinessplanner/plan/writeabusinessplan/index.html or http://www.score.org/template_gallery.html for instructions on how to write a business plan and sample business plans.

Then, Go to http://www.score.org/mentors and enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a volunteer SCORE counselor. They will guide you through the process.

SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide and is a resource partner with the U.S. Small Business Administration (SBA).

SCORE has 350 chapters in locations throughout the United States and its territories, with 13,000 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.




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